Gray Wealth Strategies is a virtual fiduciary, flat-fee only wealth management firm that delivers actionable retirement planning and investment solutions for pre-retirees and retirees.

GWS

Gray Wealth Strategies is a virtual fiduciary, flat-fee only wealth management firm that delivers actionable retirement planning and investment solutions for pre-retirees and retirees.

THE PROBLEM

You’d like to retire

But planning for retirement is overwhelming and you have questions…

How long will my money last?
How do I handle the next market crash?
How do I reduce my taxes?
How do I optimize my portfolio?

Who We Are

Gray Wealth Strategies

Our mission is to provide life-changing financial guidance so clients can retire with purpose and confidence.

Gray Wealth Strategies (GWS) is owned and operated by Andrew Gray, a CERTIFIED FINANCIAL PLANNER™ and Chartered Retirement Planning Counselor℠ with over 15 years of experience as the sole financial advisor to more than 145 clients throughout the U.S. and world, including top executives at Fortune 500 companies.

We’re constantly asking ourselves how we can do more and make a greater impact – and that is part of the reason GWS was launched.

Every idea starts with a problem.  Ours was threefold: Quality retirement planning and investment management can be expensive for clients under the traditional asset under management (AUM) fee structure.  Also, many people fear working with a financial advisor because of the reputation that advisors earn commissions and will sell you products you don’t need.  And finally, many wealth management firms do not emphasize financial planning or deliver data-driven financial roadmaps to guide clients.

So after working for several top wealth management firms, Andrew decided that he could make the most impact on retirees’ lives by establishing a fiduciary, flat-fee only firm that educates clients on the value of working with a CFP® and financial planning in general.

We understand how it feels to have a lot of questions about retirement. GWS wants to demonstrate that a business can be client-centered and deliver unquestionable value to retirees through financial planning.  Our focus is on creating a retirement roadmap for clients that is easy to understand, actionable, helps reduce taxes, and utilizes low-cost, index funds. 

GWS serves pre-retirees and retirees virtually throughout the country with focus markets in the Pacific Northwest and Austin, TX. 

We look forward to learning more about prospective client needs, retirement goals, and helping you retire confidently.

15+

YEARS OF
EXPERIENCE

CFP

CERTIFIED
FINANCIAL PLANNER™

CRPC

CHARTERED RETIREMENT
PLANNING COUNSELOR℠

Fiduciary

CLIENT
INTERESTS FIRST

Flat Fee

TRANSPARENT
PRICING

How We Can Help

Retirement Solutions

Keep your retirement on target with a data-driven financial roadmap and comprehensive, tailored solutions to manage risk and taxes.

Retirement Planning

  • Financial plan to make your money last throughout retirement
  • Financial risk assessment
  • Retirement income withdrawal strategy
  • Social Security maximization strategy

Investment Management

  • Low-cost, tax-efficient investment strategy
  • Globally diversified portfolio
  • Personal, secure web portal to track investment portfolio

Tax Planning

  • Tax analysis
  • Tax minimization strategy
  • Roth conversion analysis
  • CPA/attorney coordination

Estate Planning

  • Legacy strategy
  • Charitable giving strategy
  • Guidance in finding a reliable, trustworthy estate planning attorney
  • Estate planning attorney coordination

HOW WE COMPARE

Why Choose GWS?

Price Difference.

Philosophy Difference.

Experience Difference.

While the majority of firms charge clients a percentage of assets resulting in high fee (AUM model), or earn brokerage commissions, forward-thinking advisors like GWS operate on a simple flat fee basis to give clients the benefit of transparent, predictable, and fairly priced financial guidance.

There are a variety of other reasons to partner with GWS.  One of our key strengths is creating authentic, intentional relationships so that we arrive at a financial roadmap that adds indispensable value to your retirement journey.

15+ Years

Highly experienced in helping retirees achieve their retirement goals.

CFP

Only 29% of financial advisors have completed the rigorous training to become a CFP®.

CRPC

Expert in retirement planning.

Flat Fee

Straightforward fee structure.  No commissions or hidden fees.

Fiduciary

Legal oath to act in the best interest of clients.

Planning First

We deliver a financial roadmap to achieve your retirement goals.

Investment Philosophy

Low-cost, tax-efficient, and globally diversified portfolio.

Reputation

Highly regarded CFP® among clients and peers.

Proactive

Commitment to promptly address client needs.

Convenience

Virtual services and access to a secure web portal to monitor accounts.

15+ Years

Highly experienced in managing complex cases.

CFP

Only 29% of financial advisors have completed the rigorous training to become a CFP®.

CRPC

Expert in retirement planning.

Flat Fee

Straightforward fee structure.  No commissions or hidden fees.

Fiduciary

Legal oath to act in the best interest of clients.

Planning First

We deliver a financial roadmap to achieve your retirement goals.

Investment Philosophy

Low-cost, tax-efficient, and globally diversified portfolio.

Reputation

Highly regarded CFP® among clients and peers.

Proactive

Commitment to promptly address client needs.

Convenience

Virtual services and access to a secure web portal to monitor accounts.

Ready to retire confidently?

Learn about our process

Our process starts with a
complimentary Zoom call.

Ask a question

Email us with your questions or review our FAQ page.

Book a Zoom call
Schedule a free Zoom consultation online.

Ready to retire confidently?

Learn about our process

Our process starts with a
complimentary Zoom call.

Ask a question

Email us with your questions
or review our FAQ page.

Book a Zoom call
Schedule a free Zoom consultation online.