Gray Wealth Strategies is a flat-fee only wealth management firm based in Bend, Oregon that delivers actionable retirement planning and investment solutions for pre-retirees and retirees in person locally and virtually throughout the country.
GWS
GWS
Gray Wealth Strategies is a fiduciary, flat-fee only wealth management firm based in Bend, Oregon that delivers actionable retirement planning and investment solutions for pre-retirees and retirees in person locally and virtually throughout the country.
THE PROBLEM
You’d like to retire
But planning for retirement is overwhelming and you have questions…
Who We Are
Gray Wealth Strategies
Our mission is to provide life-changing financial guidance so clients can retire with purpose and confidence.
Gray Wealth Strategies (GWS) is owned and operated by Andrew Gray, a CERTIFIED FINANCIAL PLANNER™ and Chartered Retirement Planning Counselor℠ with over 16 years of experience as the sole financial advisor to more than 145 clients throughout the U.S. and world, including top executives at Fortune 500 companies.
We’re constantly asking ourselves how we can do more and make a greater impact – and that is part of the reason GWS was launched.
Every idea starts with a problem. Ours was threefold: Quality retirement planning and investment management can be expensive for clients under the traditional asset under management (AUM) fee structure. Also, many people fear working with a financial advisor because of the reputation that advisors earn commissions and will sell you products you don’t need. And finally, many wealth management firms do not emphasize financial planning or deliver data-driven financial roadmaps to guide clients.
So after working for several top wealth management firms, Andrew decided that he could make the most impact on retirees’ lives by establishing a fiduciary, flat-fee only firm that educates clients on the value of working with a CFP® and financial planning in general.
We understand how it feels to have a lot of questions about retirement. GWS wants to demonstrate that a business can be client-centered and deliver unquestionable value to retirees through financial planning. Our focus is on creating a retirement roadmap for clients that is easy to understand, actionable, helps reduce taxes, and utilizes low-cost, index funds.
GWS serves pre-retirees and retirees in person in Bend, Oregon and virtually throughout the country.
We look forward to learning more about prospective client needs, retirement goals, and helping you retire confidently.
16+
YEARS OF
EXPERIENCE
CFP
CERTIFIED
FINANCIAL PLANNER™
CRPC
CHARTERED RETIREMENT
PLANNING COUNSELOR℠
Fiduciary
CLIENT
INTERESTS FIRST
Flat Fee
TRANSPARENT
PRICING
How We Can Help
Retirement Solutions
Keep your retirement on target with a data-driven financial roadmap and comprehensive, tailored solutions to manage risk and taxes.
Retirement Planning
- Financial plan to make your money last throughout retirement
- Financial risk assessment
- Retirement income withdrawal strategy
- Social Security maximization strategy
Investment Management
- Low-cost, tax-efficient investment strategy
- Globally diversified portfolio
- Personal, secure web portal to track investment portfolio
Tax Planning
- Tax analysis
- Tax minimization strategy
- Roth conversion analysis
- CPA/attorney coordination
Estate Planning
- Legacy strategy
- Charitable giving strategy
- Guidance in finding a reliable, trustworthy estate planning attorney
- Estate planning attorney coordination
HOW WE COMPARE
Why Choose GWS?
Price Difference.
Philosophy Difference.
Experience Difference.
While the majority of firms charge clients a percentage of assets resulting in high fee (AUM model), or earn brokerage commissions, forward-thinking advisors like GWS operate on a simple flat fee basis to give clients the benefit of transparent, predictable, and fairly priced financial guidance.
There are a variety of other reasons to partner with GWS. One of our key strengths is creating authentic, intentional relationships so that we arrive at a financial roadmap that adds indispensable value to your retirement journey.
15+ Years
Highly experienced in helping retirees achieve their retirement goals.
CFP
Only 29% of financial advisors have completed the rigorous training to become a CFP®.
CRPC
Expert in retirement planning.
Flat Fee
Straightforward fee structure. No commissions or hidden fees.
Fiduciary
Legal oath to act in the best interest of clients.
Planning First
We deliver a financial roadmap to achieve your retirement goals.
Investment Philosophy
Low-cost, tax-efficient, and globally diversified portfolio.
Reputation
Highly regarded CFP® among clients and peers.
Proactive
Commitment to promptly address client needs.
Convenience
Virtual services and access to a secure web portal to monitor accounts.
16+ Years
Highly experienced in managing complex cases.
CFP
Only 29% of financial advisors have completed the rigorous training to become a CFP®.
CRPC
Expert in retirement planning.
Flat Fee
Straightforward fee structure. No commissions or hidden fees.
Fiduciary
Legal oath to act in the best interest of clients.
Planning First
We deliver a financial roadmap to achieve your retirement goals.
Investment Philosophy
Low-cost, tax-efficient, and globally diversified portfolio.
Reputation
Highly regarded CFP® among clients and peers.
Proactive
Commitment to promptly address client needs.
Convenience
Virtual services and access to a secure web portal to monitor accounts.
Ready to retire confidently?
Book a Zoom call
Ready to retire confidently?