FULL SERVICE + FIDUCIARY
WEALTH MANAGEMENT FOR A

Flat Fee

FEES

Full Service + Fiduciary
Retirement Planning For a Flat Fee

PRICING

Flat Fee Options

Our flat fee structure is based on a commitment to placing client interests first, providing predictable pricing, and making financial advisory services more accessible. DIY investors and full-service clients will receive a comprehensive retirement roadmap to achieve their retirement goals.

Free Consultation

$0

No Commitment

We start with a complimentary Zoom call to get to know each other, understand your needs, and determine how we can work together.

30-minute Zoom call

RETIREMENT PLAN ONLY

$7000

50% Due Upfront

Best suited for DIY investors who want a custom retirement roadmap to implement on their own, but appreciate a second opinion from a CFP® to ensure all opportunities are being leveraged.

Retirement Planning

Information gathering meeting

Custom retirement roadmap with clear action items

Retirement roadmap delivery meeting

30 days of follow-up support to assist with implementation and answer questions

Access to a secure web-portal to manage retirement plan

**Clients who choose this option may upgrade at anytime to our full service wealth management relationship. If you decide you’d like to work with us in an ongoing capacity, we will credit your one-time plan toward the first year’s full-service wealth management fee.

FULL SERVICE WEALTH MANAGEMENT

$12,000

$3000 Billed Quarterly

Best suited for pre-retirees and retirees looking for ongoing wealth management services who are willing to sign an initial 12-month agreement.

Retirement Planning

Custom retirement roadmap with clear action items

Retirement income optimization strategies

Access to a secure web-portal to manage retirement plan

Investment Management

Low-cost, tax-efficient, and globally diversified investment portfolio

Detailed, ongoing investment analysis

Access to a secure web-portal to monitor investments

Tax Planning

Tax minimization strategies

Estate Planning

Estate planning guidance

Power of Attorney Review

Beneficiary review

Charitable giving strategy

Wealth transfer strategy

Client Support

Bi-annual review

Unlimited support via phone, email, Zoom, and in-person meetings (for nearby clients)

**This flat fee may be higher depending upon the complexity of your case. We will quote you a final flat fee after having an intro call.

CLIENT INTERESTS FIRST

Why Flat Fee?

We are passionate about offering a flat-fee only pricing structure to deliver ethical, high-quality services that are fair, transparent, predictable, and accessible. 

Working with a flat-fee financial advisor reduces conflicts of interest and allows more of your money to compound for you, not against you.  We believe it’s unfair to pay more simply because you’re worth more.  Our fixed-dollar fees reflect our work, not your net worth.

N

Clients First

N

Fair

N

Transparent

N

Predictable

N

Accessible

AUM AND COMMISSION-BASED FEE STRUCTURES

How Most Firms Charge

The two most common approaches to charging clients for financial advice are the commission-based model and assets under management (AUM) approach.  These two fee structures present different challenges for prospective clients.

For example, advisors that earn commissions are not fiduciary and are not legally bound to place client interests first so a client might be sold financial products they don’t need.

Under the AUM model, a fee is determined based on the asset balances your advisor manages, typically ranging from 0.8% – 1.5% per year. The median average is about 1%.  So, if you need help managing $2 million in assets, you might expect to pay 1% in fees per year ($20,000).  If a firm manages $5 million of your assets, you would likely pay $30,000 – $50,000 in annual fees.  And as your assets grow, you will pay even more in annual fees.

Though the AUM model is common among wealthier clients, and widely adopted in the wealth management industry, this fee structure is no longer delivering the greatest value to clients.

The result is that many pre-retirees and retirees are sold products they don’t need and/or pay high fees for financial planning and investment management.  Unfortunately, some people don’t seek out expertise guidance because of their fear of being sold unnecessary financial products or worry about high annual AUM fees.  Strict account minimums often associated with AUM firms also prohibit retirees from obtaining wealth management services.

M

Conflict of Interest

M

Lack of value for clients

M

Hidden Fees

M

Not Predictable

M

Not Accessible

Ready to retire confidently?

Learn about our process

Our process starts with a
complimentary Zoom call.

Ask a question

Email us with your questions or review our FAQ page.

Book a Zoom call
Schedule a free Zoom consultation online.

Ready to retire confidently?

Learn about our process

Our process starts with a
complimentary Zoom call.

Ask a question

Email us with your questions
or review our FAQ page.

Book a Zoom call
Schedule a free Zoom consultation online.